Spring has officially sprung and it’s time to pull the motorcycle out of storage after a long winter of hibernation; or perhaps you’re in the market for your first bike. Either way, give The Insurance Outlet a call! With our help and some of these tips* offered by Safeco, you could save up to 40 percent on your motorcycle policy.
Take a Motorcycle Safety Course*
Successfully complete a Motorcycle Safety Foundation or other approved motorcycle safety course and we’ll give you a discount that lasts for three years.
Join a Riding Club or Group*
Be an active member in one of 24 approved motorcycle riding clubs and association groups and get a discount.
Ride More*
Pay lower rates for your years of riding experience. The longer you’ve been riding, the lower your motorcycle insurance bill. Discounts are available for one to two years, three years, four years and more than four years of riding experience. Keep riding.
Garage Your Bike*
Keep your motorcycle locked in a secured structure overnight. If you care about your ride enough to give it a safe place to stay, we’ll give you a discount.
Own Your Own Home*
Save up to 20 percent when you own and primarily reside in a single-family home, townhouse, condominium or mobile home.
Choose a Higher Deductible*
Raising the amount you pay out-of-pocket for losses will reduce how much you pay for your policy premium. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium but increases the amount you must pay out-of-pocket when you file a claim.
It’s also possible to lower your rate if you:
-
Insure more than one bike.
-
Bundle your car, home, or boat.
-
Maintain continuous coverage.
-
Pay your bill in full.
-
Make a claim-free renewal.
-
Have a theft recovery device or anti-lock brakes.
